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2 Beds
1 Bath
956 sqft

$234,900

513 Julia Street NE, Grand Rapids MI, 49505

Price per sqft$245.71
Built in1951
Property size956 sqft
Property typeResidential
Courtesy of James M Chertos, Bellabay Realty LLC

Overview

Active

Listed Sep 29, 2026

Updated 59 min ago

SELLER-PAID 2-1 MORTGAGE RATE BUYDOWN AVAILABLE! Enjoy reduced mortgage payments during your first two years of homeownership with a seller-funded financing incentive! The program temporarily reduces your interest rate by 2% the first year and 1% the second year before returning to the full note rate in year three. An excellent opportunity to own an affordable 2-bedroom, 1-bath home in Grand Rapids' desirable Creston/Cheshire neighborhood! Ideal for first-time buyers or anyone looking to build equity, this home offers comfortable living with plenty of potential to make it your own. The spacious, open basement features high ceilings and offers exciting possibilities for future finished living space, a recreation room, or home office, subject to applicable requirements. Recent improvements include a brand-new concrete walkway and side-entry porch, while the roof is approximately 7 years old. Conveniently located near Riverside Park, downtown Grand Rapids, shopping, restaurants along Plainfield Avenue, and major expressways. Affordable homeownership, room to grow, and a seller-paid mortgage rate buydown make this an opportunity worth exploring!

$1,563/mo

Est. mortgage payment based on a $234,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
26051759

Interior Features

Bedrooms
2
Bathrooms
1
Cooling
Yes
Heating
Yes
Basement
Yes

Exterior Features

Lot Size
0.11 Acres

Other Property Details

Taxes
$1,452
Tax Frequency
Annually
MLS provider logo

Courtesy of Bellabay Realty LLC

The IDX display contains information sourced from the MichRIC® as of 10/20/2026. This data is intended solely for personal, non-commercial use and is not to be utilized for any other purposes except to identify potential properties for purchase. Although the MLS data displayed is typically considered reliable, it is not guaranteed to be accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and are advised to conduct their own investigations or seek professional assistance. Other sources besides the Listing Agent may have contributed to the MLS data presented. Unless expressly specified in writing, the Broker/Agent has not confirmed any information obtained from external sources. The Broker/Agent may or may not have acted as the Listing and/or Selling Agent and cannot guarantee the accuracy of property locations displayed on any map. Any compensation offers are solely made to participants of the MLS where the listing is registered.

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Data last updated 10/20/2026

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